Billing and credits
ClaimStation uses an in-app credit system. Credits are used for document storage, creating claims, importing transactions, and optional AI features.
Weekly free credits
You receive weekly free credits (allocated every Sunday). You can also buy more from Account → Billing.
When your balance is low
- Warning banner — Appears when credits are running low.
- Read-only mode — When your balance reaches zero, the app switches to read-only: you can view data but cannot create or edit claims, import transactions, upload documents, or use AI until you add credits or receive the next weekly allocation.
Billing page
On the Billing page you can see:
- Current balance
- Credit history (when credits were added or used)
- Payment history
You can sort the Credit history and Payment history tables by clicking column headings. See Using data tables for details.
Use Buy credits to purchase credit packages or a custom amount (when enabled).
Usage dashboard
From Account → Usage (or View usage dashboard on the Billing page) you can see:
- Current balance — Your credit balance and its approximate value in real money at the current credit price.
- Period usage — How many credits you used in the last 30 days and the average per day.
- Annual projection — An estimate of how many credits you might use in a year and a suggested regular payment amount (for when automated payments are available).
- Usage over time — A chart of daily credit usage by type (AI, storage, database).
- Usage breakdown — Credits used by category (AI, storage, database) with percentages.
- Free vs purchased — How much of your usage is covered by weekly free credits versus what you would need to buy.
- Spending projection — A table showing gross annual usage, free credits, net credits to buy, and suggested monthly, quarterly, or yearly payment amounts.
The projection is based on your average daily usage over the last 30 days and the current credit price. It helps you choose a good regular payment amount when you set up automated top-ups.
If your default currency (set in Profile settings) is not USD, you will see a toggle at the top of the usage page to switch between USD and your default currency (e.g. NZD). All money amounts on the page will then be shown in the selected currency. Amounts in your default currency use the current exchange rate and are marked as approximate.